{"id":41037,"date":"2021-08-23T13:56:23","date_gmt":"2021-08-23T11:56:23","guid":{"rendered":"https:\/\/balkangreenenergynews.com\/rs\/?p=41037"},"modified":"2021-08-23T13:56:23","modified_gmt":"2021-08-23T11:56:23","slug":"isplativije-je-ulagati-u-energetske-zadruge-nego-cuvati-novac-u-banci","status":"publish","type":"post","link":"https:\/\/balkangreenenergynews.com\/rs\/isplativije-je-ulagati-u-energetske-zadruge-nego-cuvati-novac-u-banci\/","title":{"rendered":"Isplativije je ulagati u energetske zadruge nego \u010duvati novac u banci"},"content":{"rendered":"<h2>Referentne kamatne stope su jako niske ili \u010dak negativne, pa nema smisla da dr\u017eite novac u banci. Energetske zadruge ili zajednice \u0161irom Evrope pokre\u0107u projekte izgradnje malih solarnih elektrana i daju mogu\u0107nost gra\u0111anima da ostvare relativno veliku dobit \u010dak i na sitna ulaganja, a rizik je nizak.<\/h2>\n<p>U okviru napora Evropske unije da do 2050. svede neto emisije ugljenika na nulu i postane klimatski neutralna, dr\u017eave \u010dlanice uvode mogu\u0107nost otvaranja energetskih zadruga. Taj pokret se brzo \u0161iri, a najpopularnija su grupna ulaganja u solarne elektrane. Osim toga \u0161to <a href=\"https:\/\/balkangreenenergynews.com\/rs\/domacinstva-u-grckoj-zajedno-grade-solarne-elektrane-od-100-megavata\/\">sebi obezbe\u0111uju izvor zelene energije,<\/a> \u010dlanovima obi\u010dno slede dividende. Me\u0111utim, postoji i model po kojem spoljni u\u010desnici pozajmljuju novac za poduhvat i zauzvrat imaju prihod od kamate.<\/p>\n<p>Za poslovnu investiciju su potrebna ozbiljna sredstva i s njom dolaze razni rizici. U doba niskih ili negativnih kamatnih stopa centralnih banaka, nema smisla dr\u017eati u\u0161te\u0111evinu u banci. Neki se opredeljuju za nekretnine, ali ljudi obi\u010dno ne mogu da priu\u0161te jo\u0161 jedan stan ili ku\u0107u i nemaju vremena ni ve\u0161tina da ih preurede i odr\u017eavaju.<\/p>\n<h3>Hyperion daje kamatu od neverovatnih \u0161est odsto<\/h3>\n<p>Me\u0111u hiljadama energetskih zadruga koje ni\u010du po celoj Evropi, neke od njih pozivaju gra\u0111ane da u\u010destvuju u izgradnji malih solarnih elektrana \u010dak i sa simboli\u010dnim sumama, a zauzvrat daju prili\u010dno velike prinose. Hyperion, prva zadruga za solarnu energiju sa neto merenjem u Atini, ispla\u0107iva\u0107e svojim kreditorima godi\u0161nju kamatu od zapanjuju\u0107ih \u0161est odsto na ime pozajmica.<\/p>\n<p>Ta grupa je osnovana pre manje od godinu dana, a ve\u0107 je sprovela uspe\u0161nu kraudfanding kampanju i <a href=\"https:\/\/youtu.be\/UeCdBtzO4kk\">prikupila 40.000 evra<\/a> tokom trajanja svog javnog poziva. Njenih tridesetak \u010dlanova je pre uzimanja pomenutog zajma skupilo 20.000 evra za projekat. Hyperion je zvani\u010dno energetska zajednica, kako se u Gr\u010dkoj <a href=\"https:\/\/balkangreenenergynews.com\/rs\/ostrvo-sifnos-ce-pomocu-hibridne-elektrane-postati-energetski-nezavisno\/\">energetske zadruge<\/a> obi\u010dno nazivaju.<\/p>\n<p>Hyperion je nameravao da podigne solarnu elektranu snage 60 kilovata, ali posle navedenog poduhvata prikupljanja prvog kapitala otkrio da \u0107e u obli\u017enjoj Tebi, koju na savremenom gr\u010dkom jeziku nazivaju Tiva, u Beotiji (Viotiji), instalirati 80 kilovata. Pogon \u0107e proizvoditi struju za 30 doma\u0107instava i kancelarije organizacija Greenpeace Greece i WWF Greece, koje su se priklju\u010dile jo\u0161 pri razradi projekta.<\/p>\n<p><iframe loading=\"lazy\" title=\"\u039f \u03a5\u03c0\u03b5\u03c1\u03af\u03c9\u03bd \u03c0\u03ad\u03c4\u03c5\u03c7\u03b5 \u03c4\u03bf\u03bd \u03b5\u03c0\u03b5\u03bd\u03b4\u03c5\u03c4\u03b9\u03ba\u03cc \u03c4\u03bf\u03c5 \u03c3\u03c4\u03cc\u03c7\u03bf!\" width=\"500\" height=\"375\" src=\"https:\/\/www.youtube.com\/embed\/UeCdBtzO4kk?feature=oembed\" frameborder=\"0\" allow=\"accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share\" referrerpolicy=\"strict-origin-when-cross-origin\" allowfullscreen><\/iframe><\/p>\n<h3>Genervest pomogao da se zamisao pribli\u017ei ostvarenju<\/h3>\n<p>U kraudfandingu je s malim, srednjim i ve\u0107im iznosima u\u010destvovalo dvadesetoro pojedinaca. Projekat je pokrenut kroz Greenpeaceovu <a href=\"https:\/\/genervest.org\/\">participatornu platformu Genervest,<\/a> na kojoj jo\u0161 nekoliko energetskih zajednica prikuplja investicije u solarne elektrane.<\/p>\n<p>Jedna od njih se zove Minoan Energy. U njoj se okupilo vi\u0161e od dvesta stanovnika Krita i lokalnih samouprava uklju\u010duju\u0107i regionalnu vladu i Op\u0161tinu Minoa Pedijados. Ta grupa \u017eeli da putem pozajmica prikupi 160.000 evra od 326.430 evra, koliko joj je potrebno da izgradi solarnu elektranu snage 405 kilovata.<\/p>\n<blockquote><p>Gr\u010dka daje zakonsku mogu\u0107nost energetskim zajednicama da svoje fotonaponske sisteme instaliraju i u oblastima u kojima njihovi \u010dlanovi i \u010dlanice ne \u017eive<\/p><\/blockquote>\n<p>Prednost projekata poput onog na kojem radi Hyperion je \u0161to energetske zajednice svoje fotonaponske sisteme ne moraju da instaliraju samo tamo gde im je prebivali\u0161te.<\/p>\n<p>&#8222;Ulaganjem u Hyperion doprinosite zna\u010dajnoj promeni u \u017eivotu mnogih ljudi kao i \u017eivotnoj sredini&#8220;, izjavio je jedan od osniva\u010da Chris Vrettos. Zadruga planira da elektranu od 80 kilovata pusti u rad pre kraja godine.<\/p>\n<p>Budu\u0107i da je re\u010d o zadruzi za solarnu energiju koja se oslanja na neto merenje <em>(net metering),<\/em> Hyperion \u0107e se pobrinuti da udeo svakog \u010dlana i \u010dlanice u proizvedenoj elektri\u010dnoj energiji bude besplatan. Oni \u0107e pla\u0107ati samo struju koju potro\u0161e preko toga.<\/p>\n<p>Udru\u017eivanje u gradnji solarne elektrane i prikupljanje mikrozajmova ili ve\u0107ih pozajmica jesu alternativni i solidarni model finansiranja, nagla\u0161avaju u zadruzi. Po Vrettosovim re\u010dima, najve\u0107i izazovi uglavnom proisti\u010du iz nedostatka mehanizma finansiranja \u2013 velike banke ne daju kredite takvim neprofitnim organizacijama. Druga prepreka je nestabilnost institucionalnog okvira posle reformi sprovedenih u decembru.<\/p>\n<h3>Komponenta solidarnosti<\/h3>\n<p>Hyperion je obe\u0107ao da \u0107e sav vi\u0161ak prihoda davati za snabdevanje siroma\u0161nih doma\u0107instava besplatnom strujom i za edukaciju javnosti o takvim aktivnostima. Grupa je otkrila da \u0107e slede\u0107i projekat biti ve\u0107i i da \u0107e u njemu verovatno u\u010destvovati op\u0161tinske vlasti. Postoji i mogu\u0107nost izgradnje <a href=\"https:\/\/balkangreenenergynews.com\/rs\/fintel-energija-i-mk-group-u-okviru-projekta-agrosolar-kula-grade-najvecu-solarnu-elektranu-u-evropi-snage-660-mw\/\">agrosolarne elektrane.<\/a><\/p>\n<p>\u0160to se ti\u010de modela mikropozajmica za male solarne elektrane, Genervest je poru\u010dio da konkurentne kamatne stope izme\u0111u \u010detiri i \u0161est odsto omogu\u0107ava tako \u0161to dr\u017ei tro\u0161kove transakcija najmanjim mogu\u0107im.<\/p>\n<p>Hyperionov drugi cilj je da se pro\u0161iri na oblast energetske efikasnosti, elektri\u010dne energije, distribucije i skladi\u0161tenja energije. Organizacija dr\u017ei obuku za svoje \u010dlanove za rad u svom sektoru i za <a href=\"https:\/\/balkangreenenergynews.com\/rs\/stanovnici-grckih-regiona-zavisnih-od-uglja-moci-ce-da-kupe-obveznice-za-solarne-projekte\/\">participativni<\/a> na\u010din dono\u0161enja odluka.<\/p>\n<p>\u010clanice i \u010dlanovi te horizontalno postavljene inicijative imaju pravo da se povuku iz projekta i da u roku od tri meseca povrate ulo\u017eeni novac. Hyperion isti\u010de da \u017eeli da se bavi borbom protiv energetskog siroma\u0161tva &#8222;da bi prikazao nov model vlasni\u0161tva i doprineo prelasku u novu dru\u0161tvenu paradigmu&#8220;.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter wp-image-43508 size-full\" src=\"https:\/\/balkangreenenergynews.com\/wp-content\/uploads\/2021\/08\/Energy-coops-offer-solid-returns-small-solar-power.jpg\" alt=\"Energy coops offer solid returns small solar power\" width=\"840\" height=\"430\" \/><\/p>\n<h3>Proboj u dru\u0161tvenoj anga\u017eovanosti<\/h3>\n<p>Greenpeace je ranije obezbedio besplatnu struju iz solarnih elektrana za osam siroma\u0161nih porodica na Rodosu i skloni\u0161te za \u017eene \u017ertve nasilja.<\/p>\n<p>Oni koji su zainteresovani za osnivanje energetske zajednice prvo treba da izra\u010dunaju koliko elektri\u010dne energije tro\u0161e godi\u0161nje i koliki bi im kapacitet u kilovatima trebao da to pokriju. Hyperion je saop\u0161tio da je otvoren i za saradnju s lokalnim firmama.<\/p>\n<blockquote><p>Prva energetska zadruga u Rumuniji je ove godine putem kraudfandinga prikupila sredstva za istu svrhu<\/p><\/blockquote>\n<p>Energetske zadruge su u Jugoisto\u010dnoj Evropi jo\u0161 u ranoj fazi razvoja. Prva takva organizacija u Rumuniji je ove godine <a href=\"https:\/\/cooperativadeenergie.ro\/investeste-in-energie-verde\/\">prikupila gotovo 410.000 evra<\/a> u pozajmicama za preuzimanje firme za snabdevanje strujom, uz kamatu od 3,7 do 5,2 odsto. Taj mehanizam bi uskoro mogao da se pokrene <a href=\"https:\/\/balkangreenenergynews.com\/rs\/krenula-obuka-za-bugarske-opstine-za-osnivanje-energetskih-zadruga\/\">i u Bugarskoj.<\/a> Zelena energetska zadruga <a href=\"https:\/\/www.zez.coop\/\">(ZEZ)<\/a> iz Hrvatske je do sada sprovela <a href=\"https:\/\/balkangreenenergynews.com\/rs\/projekat-sol4all-zelene-energetske-zadruge-izabran-na-konkursu-kompanije-google\/\">dve kraudfanding kampanje.<\/a><\/p>\n<p>\u0160to se ti\u010de Zapadnog Balkana, grupe zemalja koje nisu \u010dlanice Evropske unije, do delimi\u010dnog pomaka je do\u0161lo u Srbiji. Na primer, Grad Ni\u0161 namerava da omogu\u0107i gra\u0111anima da osnivaju energetske zadruge i da im <a href=\"https:\/\/balkangreenenergynews.com\/rs\/nis-osnazuje-gradjane-pri-sprovodenju-energetske-tranzicije\/\">pomogne<\/a> u razvoju solarnih projekata. Energetske zadruge <a href=\"https:\/\/balkangreenenergynews.com\/rs\/u-srbiji-sve-lakse-koriscenje-solarne-energije-sta-treba-da-znate-ukoliko-zelite-da-sami-proizvodite-struju\/\">Elektropionir<\/a> i <a href=\"https:\/\/balkangreenenergynews.com\/rs\/osnovana-prva-energetska-zadruga-u-srbiji-suncani-krovovi\/\">Sun\u010dani krovovi<\/a> \u010dine svoje prve korake <a href=\"https:\/\/balkangreenenergynews.com\/rs\/elektrodistribucija-srbije-priprema-pravila-za-ubrzano-prikljucenje-prozjumera\/\">u popularizaciji<\/a> te aktivnosti u zemlji.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Energetske zajednice imaju projekte solarnih elektrana u koje ljudi mogu da ula\u017eu i sitne iznose i uz nizak rizik dobiju relativno visok prinos<\/p>\n","protected":false},"author":27,"featured_media":41044,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[3140,5985,647,1890,886],"class_list":["post-41037","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-obnovljivi-izvori-energije","tag-energetske-zadruge","tag-energetske-zajednice","tag-obnovljivi-izvori-energije","tag-solarne-elektrane","tag-wwf","country-grcka"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Isplativije je ulagati u energetske zadruge nego \u010duvati novac u banci<\/title>\n<meta name=\"description\" content=\"Energetske zadruge imaju 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